Business Details
22 Years
experience
Your Trusted Insurance Partner in Asheville, NC
ALLCHOICE Insurance was founded in August 2004 with a clear mission: to prioritize customer needs over carrier interests. Our journey began when our founders transitioned from being captive agents tied to a single carrier to establishing an independent agency model. This shift allowed us to represent multiple top-rated insurance carriers after rigorous financial stability assessments. For nearly two decades, we have maintained core carrier relationships while strategically adding niche market partners. Our team of Risk Advisors combines deep industry knowledge with personalized service, guiding clients through risk assessment, carrier analysis, and coverage selection.We handle policy implementation seamlessly and provide ongoing support for renewals and claims management. With offices across North Carolina, our local presence is matched by a commitment to staying current with regulatory changes and industry trends. Our approach emphasizes transparency, competitive pricing, and tailored insurance solutions for both personal and commercial clients.
Services
Auto Insurance
Home Insurance
Business Insurance
Workers Compensation
Cyber Insurance
Life Insurance
RV Boat Moto Insurance
Commercial Property
Umbrella Insurance
Renters Insurance
Details
- Year established: 2004
Highlights and features
- We work with multiple insurance carriers to find optimal coverage options
- Our Risk Advisors provide personalized insurance guidance and support
- We handle complete claims management and policy renewal monitoring
- Our team maintains expertise in evolving insurance regulations and trends
- We offer tailored insurance solutions for both personal and commercial needs
What people say
Knowledgeable and helpful
Great customer experience
Super responsive service
Excellent presentation skills
Quick response times
Services
Auto Insurance
Auto Insurance provides financial protection against vehicle-related losses including accidents, theft, and liability claims. Coverage options vary based on vehicle type, driving history, and location. Our Risk Advisors help clients navigate deductible choices, liability limits, and additional protections like roadside assistance to create customized policies that balance comprehensive coverage with affordability.
Home Insurance
Home Insurance safeguards homeowners against property damage from covered perils like fire, theft, and natural disasters while providing liability coverage for injuries occurring on the property. We help clients understand policy details including dwelling coverage, personal property protection, and additional living expenses. Our team ensures proper valuation of homes and possessions to maintain adequate protection through changing circumstances.
Business Insurance
Business Insurance protects companies from financial losses due to property damage, liability claims, and business interruptions. We offer tailored solutions including general liability, property insurance, and business interruption coverage. Our Risk Advisors conduct thorough risk assessments to identify vulnerabilities and recommend appropriate coverage limits, ensuring businesses maintain operational continuity during unexpected events while complying with legal requirements.
Workers Compensation
Workers Compensation insurance provides benefits for employees injured or ill from job-related causes, covering medical expenses and lost wages. We help businesses navigate state-mandated requirements while securing coverage that protects both employers and employees. Our services include policy selection, claims management support, and risk mitigation guidance to maintain workplace safety and regulatory compliance.
Cyber Insurance
Cyber Insurance protects against financial losses from data breaches and cyber attacks, covering legal fees, data recovery, and notification costs. We assist businesses in assessing digital risk exposure and selecting appropriate coverage levels. Our team provides guidance on incident response planning and helps implement security best practices to minimize vulnerabilities while ensuring preparedness for potential cyber threats.
People
Heather
Insurance Advisor
Heather specializes in business insurance solutions, helping clients identify affordable coverage options while providing expert guidance throughout the policy selection process.
AJ
Insurance Agent
AJ delivers responsive insurance service, offering clear explanations of coverage choices and presenting competitive options to help clients make informed decisions.
Cheyenne
Risk Advisor
Cheyenne provides remote insurance consultations, offering comprehensive coverage explanations and video presentations to help clients understand their homeowners insurance options.
Questions
What types of insurance does ALLCHOICE offer?
We provide personal insurance (auto, home, life), commercial insurance (general liability, workers compensation), specialty coverage (cyber, RV/boat), and umbrella policies.
How do you help clients find the best rates?
We compare quotes from multiple carriers, analyze market options, and present tailored solutions that balance coverage needs with budget considerations.
What is the claims process like?
Our team assists with filing claims and provides support throughout the process, including documentation guidance and carrier communication.
Do you offer remote insurance consultations?
Yes, we provide virtual consultations with video presentations explaining coverage options and policy details for remote clients.
How do policy renewals work?
We monitor policy expiration dates, review coverage adequacy annually, and proactively make adjustments to ensure continued protection.
