Hear real life stories of how many individuals have improved their finances and learn the real truth about bankruptcy. Mounting debts and incessant calls from creditors can be stressful, leaving you feeling hopeless and overwhelmed. If you are struggling financially, you need an experienced Minnesota bankruptcy attorney by your side.
Attorney Gregory J. Wald understands that bad debt can happen to good people, and is dedicated to helping clients overcome their difficult situation in order to move towards a fresh financial start. With 30+ years of experience practicing and teaching bankruptcy law, Gregory J. Wald is one of the most respected legal minds in this area of practice, and is thoroughly knowledgeable about Minnesota bankruptcy laws.
Attorney Gregory J. Wald understands that bad debt can happen to good people, and is dedicated to helping clients overcome their difficult situation in order to move towards a fresh financial start. With 30+ years of experience practicing and teaching bankruptcy law, Gregory J. Wald is one of the most respected legal minds in this area of practice, and is thoroughly knowledgeable about Minnesota bankruptcy laws.
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About Us
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Attorney Gregory Wald is rated as "Superb" by the AVVO attorney rating company. The Better Business Bureau gives him an "A+" rating, with no complaints. Wald Law Firm is a small law firm, which means that you receive individual attention. You can expect prompt answers to you questions and fast and efficient service.
Filing Bankruptcy
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Most people don't lose any of their property in filing bankruptcy. Within limits, you can keep your home, your household goods, your vehicle and your retirement funds. You are allowed to keep property in Chapter 7 if it is exempt. Exemption laws can be complicated, but a good bankruptcy lawyer can exempt all of most people's property.
Bankruptcy Information
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Our bankruptcy lawyers in Minnesota can stop repossession of your car immediately upon filing your Chapter 13 case. In fact, it is possible to get the vehicle back after it is repossessed if you file Chapter 13 quickly. Provided that you have filed a Chapter 13 bankruptcy, the repo man will not touch your car.
Chapter 7 Means Test
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Before you can file a bankruptcy case, you have to decide which type of bankruptcy best suits your needs. If you want to file Chapter 7 bankruptcy, you will probably have to take what we call the Bankruptcy Chapter 7 Means Test, a mathematical formula designed to determine if you can afford to make payments in a Chapter 13 case.
Chapter 13
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Chapter 13 bankruptcy is another form of bankruptcy relief. Unlike Chapter 7, a Chapter 13 bankruptcy allows you to keep all of your property (may vary in certain situations) and pay back a portion, if not all, your debt over three to five years. Chapter 13 is an effective tool to handle certain types of debt or real property issues.
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