Neilson & Phillips Insurance Services

Neilson & Phillips Insurance Services, Inc. is an insurance agency and brokerage with locations in California and Utah. We are currently licensed to sell insurance in California, Nevada, Oregon, Idaho, Montana, Texas, and Utah and are expanding to additional States as needed. We are a full line insurance agency with insurance programs and products for all of your business and personal insurance needs.

Whether it's your first car or second home, we can recommend the coverage that best utilizes and protects your assets. What events could jeopardize your family's finances? What could threaten your assets or your earning ability? How have you prepared to handle those events if they should occur? Our goal is to provide you with adequate insurance at a competitive price.

Bodily Injury (BI) Liability Coverage pays, up to the coverage limits, for damages due to injury or death of others in a vehicle accident for which you or the operator of your vehicle are legally responsible. It also pays your legal defense costs. In most states this coverage is mandatory.

Property Damage (PD) Liability Coverage pays, up to the coverage limits, for another individual's vehicle or property that has been damaged in an accident for which you or the operator of your vehicle is legally responsible.In most states this coverage is also mandatory.

According to information from the U.S. Coast Guard, property damage to boats has been increasing. Many states now require boats to be insured. If you have your boat on a loan or use a marina, you will probably also be required to insure your boat. If you are not required to insure your boat, it is important you still consider purchasing boat insurance.

Condominiums and townhouses have special insurance needs. They don't need as much insurance as a house, but owners have more to insure than a renter. The insurance needs for a condo owner include personal property and liability overage. Special policies for condominium owners, known as form HO-6, will provide the liability and personal property protection a condominium owner needs.