As overwhelming as your debt may be, you don't have to face this alone, and there are real solutions available. At LeverLaw, we are dedicated to getting our clients the financial freedom they truly deserve, by helping them navigate the bankruptcy process and optimize their fresh start. From complex, extensively planned bankruptcies to emergency filings, we handle all manners of Chapter 7 and Chapter 13 cases.
We are here to protect your rights and interests at every step. Since each case is unique, we craft a personalized debt solution for every client. As our Long Beach bankruptcy lawyer is also a financial planner, he will provide insight and advice to help you prepare for a strong financial future. This blend of financial planning with debt relief is exclusive to LeverLaw and its mission.
We are here to protect your rights and interests at every step. Since each case is unique, we craft a personalized debt solution for every client. As our Long Beach bankruptcy lawyer is also a financial planner, he will provide insight and advice to help you prepare for a strong financial future. This blend of financial planning with debt relief is exclusive to LeverLaw and its mission.
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Attorney Bio
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Steven Lever obtained his undergraduate degree from the University of California, Santa Barbara in 1988. He graduated McGeorge School of Law obtaining his Juris Doctor in 1991. His legal career has been focused exclusively on the practice of bankruptcy law for the past 25+ years. His first position was at Roquemore, Pringle & Moore with a bankruptcy trustee working on staff.
Bankruptcy
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If you need a way out of overwhelming debt, bankruptcy could be your way to financial freedom. Bankruptcy is a not a journey that you should take alone, however, nor should you accept less than expert guidance through the legal thicket of bankruptcy law and procedure. At LeverLaw, our bankruptcy attorney offers the focus, insight, and dedication you need to find the right form of debt relief for you.
The Problem: Insolvency
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Saying you are "insolvent" is the technical way of saying you cannot pay your debts. While boiling down a concept to one word can be useful, what you need to know is this is serious. It's the equivalent of financial cancer. Just like the medical condition, it needs to be diagnosed. Most people who are insolvent don't know they are insolvent.
Signs You May Need Bankruptcy
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Absent an objective accounting like a bankruptcy lawyer would do, here are some signs that maybe you should look closer at whether you are insolvent and need a bankruptcy. You have high credit card balances and you only use credit cards for your expenses rather than cash or ATM because you have to do that.
Chapter 7
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Chapter 7 is the "liquidation" chapter of bankruptcy-its name literally based on a book chapter. This 7th chapter of the U.S. Bankruptcy Code is a federal remedy for people and companies who cannot repay their debt. It is the quickest and simplest way to file bankruptcy. In about four months after filing for Chapter 7 bankruptcy, debtors can get their discharge order, which means that they no longer have to pay their debts and the case is closed.
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