Established in 1977 by the Taakes, our agency has grown to a full service independent insurance agency. We are proud to provide our policyholders with the highest levels of quality and value that go beyond the expected. We can offer you security and peace of mind no matter where your life's path may lead.
Our agency is licensed to sell auto, home, business, life, or health insurance through many highly rated insurance companies. Currently, we are licensed in Illinois and Missouri. Committed to total customer satisfaction with follow-up visits or phone calls to make certain you are pleased with your coverages and claim service.
Our agency is licensed to sell auto, home, business, life, or health insurance through many highly rated insurance companies. Currently, we are licensed in Illinois and Missouri. Committed to total customer satisfaction with follow-up visits or phone calls to make certain you are pleased with your coverages and claim service.
Services
Auto Insurance
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Illinois requires that drivers have both liability insurance and uninsured motorist coverage. Liability insurance will cover costs associated with any property damage or injuries that happen from a car accident you cause. There must be a minimum of $40,000 of coverage for bodily injuries and $15,000 of coverage for property damage.
Home Insurance
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Home insurance in Illinois may be required by your mortgage lender, even if it is not a state requirement. Even after you pay off your mortgage, you may still want to consider home insurance because it protects your home and personal belongings from loss. It will also protect your liability, so if someone gets injured on your property, you are covered.
Commercial Insurance
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Depending on the type of business you operate, you could need different types of insurance. In Illinois, every business with an employee, even a part-time one, must have workers compensation coverage. Having this coverage helps protect the workers in the state, along with business owners.
Illinois will also require businesses to have disability and unemployment insurance for individual employees that fit into various classifications, based on wages paid and hours worked.Commercial auto insurance is required for a company that uses vehicles for company purposes, such as equipment or client visits.
Illinois will also require businesses to have disability and unemployment insurance for individual employees that fit into various classifications, based on wages paid and hours worked.Commercial auto insurance is required for a company that uses vehicles for company purposes, such as equipment or client visits.
Life Insurance
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Unfortunately, it's a reality of life that people die, and some do so sooner than they hope. Having life insurance can help those who are left behind with financial problems. A person gets life insurance in order to make sure there is money available to maintain the financial life of those they care about.
Health Insurance
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Health insurance is vital in Illinois for a number of reasons. Insurance will cover some essential health benefits that are important for maintaining your overall health, as well as treat illnesses and accidents. With health insurance, you can afford the high costs that come with medical care. You also get free preventative care, such as vaccines, screenings, and even some check-ups.
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