Business Details
26 Years
experience
Your Trusted Insurance Partner in Brick, NJ
Osborn Insurance Agency has been independently owned and operated since 2000, providing comprehensive insurance solutions for individuals and businesses. Our experienced team specializes in auto, home, business, and health insurance, prioritizing personalized service delivered with honesty and accessibility. We guide clients through selecting tailored policies that align with their unique needs while offering expert support throughout the claims process. By maintaining independence from specific insurance carriers, we provide objective recommendations to secure the best coverage at competitive rates.Our commitment to excellence is reflected in our customer-centric approach, combining deep industry knowledge with a focus on delivering value-driven protection at the lowest possible cost. We believe in transparent communication and long-term partnerships, ensuring clients receive fair, prompt service during every interaction.
Services
Business Insurance
Auto Insurance
Homeowners Insurance
Group Benefits
Health Insurance
Life Insurance
Medicare Coverage
Commercial Auto Insurance
Workers Compensation Insurance
Disability Insurance
Details
- Year established: 2000
Highlights and features
- Independently owned since 2000 with local expertise in New Jersey insurance markets
- We advocate for clients by offering unbiased recommendations from multiple carriers
- Personalized policy creation tailored to individual and business-specific risk profiles
- Dedicated claims guidance to ensure fair and timely resolution processes
- Cost-effective solutions combining market knowledge with client-focused service
Services
Business Insurance
Osborn Insurance Agency offers tailored business insurance packages protecting against property damage, liability claims, and operational disruptions. Our solutions guard income streams during temporary closures from disasters while covering employee retention costs. By analyzing unique business risks, we create policies that safeguard physical assets, legal standing, and financial stability for companies in New Jersey's evolving commercial landscape.
Auto Insurance
We provide comprehensive auto insurance policies that meet state requirements while offering personalized coverage options. Services include liability protection, collision coverage, and uninsured motorist provisions for personal and commercial vehicles. Our agency helps clients maintain continuous coverage through flexible payment methods and replacement ID cards, ensuring legal compliance and financial protection during accidents or vehicle damage incidents.
Homeowners Insurance
Specialized homeowners insurance plans protect against structural damage, personal property loss, and liability claims. We offer seasonal home preparation guidance and policies covering replacement costs during disasters. Our solutions include flood insurance options and customizable endorsements for unique property features, ensuring residents of Brick, Toms River, and Jackson maintain property value and personal asset security.
Group Benefits
We design comprehensive group insurance packages including health, dental, life, and disability coverage for businesses. Our solutions help organizations attract top talent while complying with regulatory requirements. Specialized disability insurance programs support inclusive workforce initiatives by maintaining employee income during medical leave, balancing business continuity with staff welfare for employers across New Jersey.
Life Insurance
Our life insurance products provide death benefit protection for families and business partners. We offer term life policies for temporary needs and permanent coverage for estate planning. Specialist advisors help clients determine appropriate coverage amounts based on income replacement needs, outstanding debts, and long-term financial objectives, ensuring policyholders secure their dependents' financial futures.
Questions
What types of insurance do you offer?
We provide business insurance, auto insurance, homeowners coverage, group benefits, health insurance, and life policies for New Jersey residents and businesses.
How do you find competitive insurance rates?
As independent agents, we can access multiple providers to compare policies and pricing, ensuring you receive optimal coverage at the best available rate.
Do you offer business interruption coverage?
Yes, our business insurance packages include income protection for temporary closures caused by disasters, covering operational expenses and employee retention costs.
What payment methods do you accept?
We support EFT transfers, e-check payments, and credit card transactions for premium payments through carrier-specific online billing systems.
What are your office hours?
Our Brick office operates 9:00 AM to 5:00 PM Monday through Friday, with 24/7 online claims filing available through our partner insurance companies.
How can I obtain proof of insurance?
Commercial clients can submit certificate of insurance requests through our website, while auto ID cards are available via our policyholder online service portal.
Reviews (3)
Olga Campagnano
Jul 04, 2020
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Jim Osborn is an excellent Broker. Very responsive and super helpful with all types of Coverage. Been coming to him for years now both for job-related and personal insurance needs. Highly recommend!
Zain Mughal
May 25, 2019
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Started working with Jim last year. Needed to change my insurance urgently and Jim was there every single step of the way. Reached out to me after regular office hours and made sure that I had coverage when I needed it. In all my years of dealing with people in all lines of business I have never come across such amazing customer service like Jim and his team. Truly a genuine and caring person. Thank you again!
Curt Baumgartner
Nov 14, 2017
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I have been working with Jim for years with my company's health insurance. He has always been extremely helpful. I would highly recommend him.
