Business Details
34 Years
experience
California's Premier Independent Insurance Agency
Steele Insurance Agency has been serving California's insurance needs since 1992, establishing itself as a trusted independent agency that prioritizes client advocacy. Our team of seasoned professionals brings decades of combined experience in auto, home, life, and commercial insurance sectors. As an independent agency, we maintain partnerships with multiple top-tier carriers to provide unbiased comparisons of coverage options and pricing. Our commitment to personalized service ensures clients receive tailored solutions that evolve with their changing needs. We emphasize transparency in all transactions, maintaining no hidden fees or obligations.Our proven track record includes building championship agencies and developing innovative financial review systems that benefit policyholders. With regional offices across California, we combine local market knowledge with statewide resources to deliver exceptional service. Our team's expertise extends to specialized insurance products like flood, earthquake, and umbrella policies. We maintain rigorous professional standards through continuous training and adherence to ethical practices. Client satisfaction remains our primary focus, demonstrated through our prompt response times and comprehensive policy reviews.
Services
Auto Insurance
Homeowners Insurance
Life Insurance
Business Insurance
Flood Insurance
Commercial Auto
Workers Compensation
Surety Bonds
Earthquake Coverage
Umbrella Policies
Details
- Year established: 1992
Highlights and features
- We offer independent brokerage services with access to multiple insurance carriers
- Our team includes 30+ year industry veterans with proven agency-building expertise
- We provide personalized policy comparisons tailored to individual circumstances
- We maintain regional offices across California for local market knowledge
- We guarantee transparent pricing with no hidden fees or obligations
What people say
Quick responses
Great savings
Personalized service
Knowledgeable agents
Proactive support
Services
Auto Insurance
Our auto insurance policies protect California drivers with customizable coverage options from top-rated carriers. We specialize in finding optimal combinations of liability, collision, and comprehensive coverage while maintaining competitive pricing. Our experienced agents help clients navigate unique requirements like classic car policies and multi-vehicle discounts.
Homeowners Insurance
We provide comprehensive homeowners insurance covering structural damage, personal property, and liability risks across California's diverse regions. Our specialists handle complex cases including wildfire-prone properties and rental investments, ensuring adequate coverage while optimizing premium costs through carrier comparisons.
Business Insurance
Our business insurance solutions protect California enterprises with tailored policies covering property damage, liability claims, and operational risks. We offer bundled packages including general liability, workers' compensation, and commercial auto coverage, with specialized options for high-risk industries and unique business models.
Life Insurance
We offer term, whole, and universal life insurance products from multiple carriers to meet diverse estate planning needs. Our consultants provide detailed comparisons of policy features, premium structures, and death benefit options to help clients select appropriate coverage for their financial goals.
Flood Insurance
Our flood insurance specialists address California's unique flood risk zones through policies that cover structural damage and personal property losses. We work with specialized carriers to provide coverage for properties in high-risk areas, including detailed policy explanations and risk mitigation guidance.
People
Troy Steele
CEO
With 32 years in insurance, built a 3,200 PIF agency in 6 years and achieved $120M premium growth over 15 years as independent agent. Creator of The Strangest Insurance Secret and Financial Review system.
Larry McCarren
Regional Manager
Established expert in California insurance markets with extensive experience in policy customization and risk assessment for residential and commercial clients across Central Valley regions.
Nick Micheli
Regional Manager
Recognized leader in Southern California insurance markets with specialization in complex policy structures and commercial risk management solutions for small to mid-sized businesses.
Steve Renteria
Regional Manager
Experienced insurance professional serving Orange County clients with expertise in homeowners policies for high-value properties and specialized commercial coverage requirements.
Kanoa Rosado
Regional Manager
Northern California insurance specialist with focus on agricultural properties and unique coverage needs, maintaining strong relationships with local carriers and policyholders.
Questions
What makes Steele Insurance different from other agencies?
As independent brokers, we represent multiple carriers rather than selling single-brand policies. This allows unbiased comparisons to find optimal coverage-price combinations while maintaining local service focus.
Do you offer insurance for high-risk properties?
Yes, we specialize in hard-to-place coverage including wildfire-prone homes, earthquake risks, and commercial properties with unique exposures through our specialized carrier partnerships.
How do you help clients save money?
Our comparative analysis across 30+ carriers consistently finds savings averaging $2000 annually. We maintain no hidden fees and proactively review policies to ensure continued cost-effectiveness.
Can you handle complex insurance needs?
Our team manages multi-property portfolios, umbrella policies, and commercial risks with customized solutions. We coordinate coverage across multiple lines to ensure comprehensive protection.
What areas do you serve?
We operate statewide across California with regional offices in Lodi, Modesto, Murrieta, Newport Beach, Petaluma, and Loomis to provide localized expertise for diverse geographic regions.
How quickly do you respond to claims?
We prioritize prompt claims assistance with dedicated support throughout the process. Our advocacy ensures fair treatment while maintaining direct communication with policyholders.
Reviews (4)
Jennifer Lukus
Dec 20, 2021
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Positive:Professionalism,Quality,Responsiveness,Value
Ryan is amazing!! He has been so helpful. Service is top notch. He is extremely personable and responsive. I have referred him to all my friends and family. Highly recommend!!!
Ryan is amazing!! He has been so helpful. Service is top notch. He is extremely personable and responsive. I have referred him to all my friends and family. Highly recommend!!!
Brittany Denue
Dec 17, 2021
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Positive:Quality,Responsiveness
Monique has always been very quick to respond to my emails and help me get the best rate possible. Great service!
Monique has always been very quick to respond to my emails and help me get the best rate possible. Great service!
Bryan Peachey
Dec 14, 2021
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Positive:Responsiveness
Joel at Steele Insurance is very proactive on our plans and extremely responsive to any and all questions that we have at anytime.
Joel at Steele Insurance is very proactive on our plans and extremely responsive to any and all questions that we have at anytime.
Anh-Tuan Ton
Dec 01, 2021
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Positive:Quality,Responsiveness
Monique is awesome! She looked around for the best price and helped me out when I needed to change insurance company add people to my insurance policy and she answers quickly!
Monique is awesome! She looked around for the best price and helped me out when I needed to change insurance company add people to my insurance policy and she answers quickly!
